REFERENCE INFORMATION

1. FULL OFFICIAL NAME OF THE BANK:

Closed Joint Stock Company “Russian Commercial and Industrial Bank”

2. SHORT NAME OF THE BANK: RUSCOBANK

3. FOUNDATION DATE: July 1989

4. LICENSE:

General License #138 for corporate and private banking in RUR and foreign currencies as of August 31, 1992 has been reissued on January 12, 1999 in connection with the change of the Bank’s organizational form and legal status.

5. SENIOR MANAGEMENT OF THE BANK:

6. LEGAL/MAILING ADDRESS: 16/5, Bolshaya Monetnaya St., Saint-Petersburg, 197191, Russia.

7. PARTICULARS:

Closed Joint Stock Company “Russian Commercial and Industrial Bank”
Russian BIC Code: 044030756
Acc.: 30101810300000000756 with the Saint-Petersburg Branch of the Bank of Russia
Taxpayer Identification Number: 7834000138
Code under the National Classifier of Companies: 09806957
Code under the National Classifier of Industries: 96120

8. PHONE: +7 (812) 329.92.83

9. FAX: +7 (812) 329.92.59

10. S.W.I.F.T. CODE: RCIBRU2P

11. Telex: 621432 RUSCO RU

12. E-MAIL:

– Correspondent Banking Department

13. HEAD OFFICE:

16/5, Bolshaya Monetnaya St., Saint-Petersburg, 197191, Russia.
Open: 9.00 a.m. – 1.00 p.m.

14. OFFICE “NEVSKIY”:

106, Nevsky Prospect, Saint-Petersburg, 191025, Russia
Phone: 329-1400, fax: 329-1409
Director: Mr Vladimir Doronin
Open: 9.00 a.m. – 1.00 p.m.

15. GATCHINA BRANCH:

17, Roshchinskaya Street, Gatchina, Leningrad region, 161103, Russia
Phone: (271) 208-61, fax: (271) 163-93
Director: Mr Mikhail Novikov
Open: 9.00 a.m. – 1.00 p.m., 2.00 p.m. – 17.00 p.m.

16. KIROVSK BRANCH “SVYAZ-INVEST”:

5, Novaya Street, Kirovsk, Leningrad region, 188690, Russia
Phone: (262) 21-613, fax: (262) 22-236
Director: Mrs Ludmila Nechaeva
Open: 9.00 a.m. – 1.00 p.m., 2.00 p.m. – 5.00 p.m.